Effective Date: 1 January 2026 | Last Updated: 1 June 2026
All phearn accounts require the player to be at least 21 years of age. Philippine law and PAGCOR guidelines mandate this minimum age for casino-style gaming.
Each individual may hold only one phearn account. Duplicate accounts will be closed and any associated balances may be forfeited.
All phearn bonuses are subject to rollover requirements stated in the individual bonus terms. Bonuses cannot be withdrawn until wagering conditions are met.
phearn operates in alignment with Philippine gaming regulatory standards and is committed to fair play, player protection, and responsible gaming practices.
By accessing, registering, or using any service on the phearn platform (accessible at phearn.org and any associated sub-domains or applications), you ("Player", "User", "you") agree to be legally bound by these Terms and Conditions ("Terms"), the Privacy Policy, the Responsible Gaming Policy, and any bonus or promotional terms published on the phearn platform from time to time. If you do not agree to these Terms in full, you must immediately cease using the phearn platform.
These Terms constitute the entire agreement between you and phearn with respect to your use of the platform and supersede all prior agreements, representations, or understandings between the parties relating to the same subject matter.
In these Terms, the following definitions apply:
To register and maintain an account on phearn, you must satisfy all of the following eligibility criteria:
phearn reserves the right to conduct age and identity verification at any time. If you are found to be under 21 years of age, your account will be immediately suspended, all pending transactions will be cancelled, and any funds or winnings derived from underage use may be forfeited in accordance with applicable law.
To access real-money services on phearn, you must register an account by providing accurate, complete, and current information including your full legal name, date of birth, valid Philippine mobile number, and any other information required during the registration process.
You are responsible for maintaining the confidentiality of your phearn login credentials. You must not share your username, password, or OTP with any third party. phearn will not be held liable for any loss or damage arising from your failure to protect your account credentials.
Each individual is permitted to hold one phearn account only. Registration of multiple accounts by a single individual — whether under the same or different names or contact details — is a material breach of these Terms and may result in immediate account suspension, cancellation of all balances, and reporting to relevant authorities where required.
phearn reserves the right to request KYC documentation at any stage of the account lifecycle, including at registration, before processing a withdrawal, or following any transaction that triggers internal compliance review. Failure to provide satisfactory documentation within the timeframe specified by phearn may result in account suspension or closure.
phearn supports deposits and withdrawals via GCash, Maya (PayMaya), BPI, BDO, UnionBank, 7-Eleven Cliqq, USDT TRC20, and Coins.ph. Supported payment methods are subject to change; the current list is always displayed on the phearn Cashier page.
Deposits: Minimum deposit is ₱100. phearn does not charge a platform-side fee on deposits, though your payment provider may apply their own transaction charges. Deposits via GCash and Maya are typically credited to your phearn wallet instantly.
Withdrawals: Withdrawal requests are processed to the same payment method used for deposit where technically possible. Minimum withdrawal amount is ₱200. phearn targets GCash withdrawal processing within 5–15 minutes for verified accounts. Unverified accounts may experience delays pending KYC completion.
phearn reserves the right to conduct additional security or fraud checks on any withdrawal request, which may extend processing time. Withdrawal requests may be declined if the source of funds cannot be adequately verified, if the account has not satisfied applicable wagering requirements, or if there is a reasonable suspicion of fraudulent or abusive activity.
All financial transactions on phearn are conducted in Philippine Peso (PHP / ₱) unless otherwise specified.
phearn may offer bonuses, free spins, cashback, reload offers, and other promotional incentives from time to time. All promotions are subject to:
phearn reserves the right to amend, suspend, or withdraw any bonus or promotion at any time. Bonuses are intended for individual player entertainment and may not be combined, transferred, or exchanged for cash except as explicitly stated in promotion terms. Suspected abuse of bonus systems — including but not limited to bonus arbitrage, multi-accounting, or coordinated wagering — is grounds for immediate account suspension.
All games on the phearn platform are powered by certified Random Number Generator (RNG) technology for non-live titles, or sourced from regulated live studio environments for live dealer games. Game outcomes are independent of prior results and cannot be predicted or manipulated.
phearn displays return-to-player (RTP) information for all slot games. Advertised RTP figures represent long-term theoretical return rates and do not guarantee individual session outcomes.
In the event of a technical malfunction, disconnection, or system error during a game round, phearn's technical logs constitute the authoritative record of the outcome. If a round result cannot be determined from system logs, the round may be voided and the associated stake returned to the player's account. phearn's decision in such matters is final.
The following conduct is strictly prohibited on the phearn platform:
phearn reserves the right to investigate suspected violations, suspend accounts pending investigation, and permanently close accounts found to have engaged in prohibited conduct. Funds in accounts closed for prohibited conduct may be withheld pending investigation and may be forfeited where legally permitted.
phearn is committed to maintaining a safe and sustainable gaming environment for all Filipino players. Players are encouraged to gamble responsibly and within their personal financial means. phearn provides the following responsible gaming tools, accessible from your account settings:
If you believe you have a gambling problem, please contact the phearn support team via live chat or visit our Responsible Gaming page for resources and guidance. Remember: sugal nang may responsabilidad.
All content on the phearn platform — including but not limited to logos, trademarks, software, game content, graphics, text, and user interface elements — is the property of phearn or its licensors and is protected by applicable intellectual property law. You are granted a limited, non-exclusive, non-transferable licence to access and use the phearn platform for personal entertainment purposes only. You may not copy, reproduce, distribute, modify, create derivative works of, or commercially exploit any phearn content without prior written consent from phearn.
To the maximum extent permitted by applicable Philippine law, phearn shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the phearn platform, including but not limited to loss of data, loss of profits, business interruption, or reputational harm.
phearn's total cumulative liability to you for any claim arising out of or relating to these Terms shall not exceed the total net deposits made by you to phearn in the 30 days immediately preceding the event giving rise to the claim.
phearn does not warrant that the platform will be uninterrupted, error-free, or free from technical defects. Maintenance windows, network issues, and third-party service provider outages may temporarily affect platform availability.
phearn reserves the right to suspend or permanently close your account at any time, with or without prior notice, in the event of:
You may close your phearn account at any time by contacting support. Upon voluntary closure with no outstanding wagering requirements, your verified real-money balance will be returned to you via your registered withdrawal method within a reasonable time.
These Terms and any dispute, controversy, or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the Philippines, without regard to conflict of law provisions.
In the event of a dispute, you agree to first contact phearn's support team to seek an informal resolution. phearn will respond to all formal complaints within 5 business days. If a dispute cannot be resolved informally, the parties agree to submit to the jurisdiction of the competent courts of the Philippines.
phearn reserves the right to amend, update, or replace these Terms at any time. Material changes will be communicated to registered players via the contact details on file (SMS, email, or on-platform notification) at least 7 days before taking effect, except where immediate changes are required by law or regulatory directive.
Your continued use of the phearn platform after the effective date of any amendment constitutes acceptance of the revised Terms. If you do not accept the amended Terms, you must stop using the platform and may close your account.
For questions, complaints, or requests relating to these Terms, please contact the phearn support team:
phearn is committed to responding to all player inquiries within 24 hours. For issues relating to responsible gaming or self-exclusion, the support team is available immediately via live chat at any hour.
Now that you've reviewed the phearn Terms & Conditions, you're ready to enjoy fair, fast, and trusted online gaming. 21+ only. Sugal nang may responsabilidad.